We are committed to delivering flexible capital solutions, establishing programmatic relationships, and partnering with high quality sponsors seeking to grow their real estate portfolios.
– Michael Stein, Founding Partner
Debt Solutions
Pensam is a direct lender focused in the multifamily space with solutions and products spanning the capital stack including bridge loans, mezzanine financing, and structured finance products.
Pensam is committed to delivering flexible capital solutions, establishing programmatic relationships, and partnering with high quality sponsors seeking to grow their real estate portfolios.
In select cases, Pensam will also consider capital solutions on senior housing, manufactured housing, land, office, retail and industrial assets.
Loan Types Include:
- Bridge Loans
- Mezzanine Financing
- Preferred Equity
Debt Terms:
Debt Transactions

The Luke Apartments – McAllen, TX

Palm Gardens Orlando Apartments – Orlando, FL

Sienna Gardens Apartments – Panama City, FL

Heritage Lake Park – Punta Gorda, FL

Reserve at Tropicana – Las Vegas, NV

Citizen Little Falls – Little Falls, NJ

Grove Park – Orlando, FL

Altitude – Salt Lake City, UT

Palma Sola Bay – Bradenton, FL

Reserve at Mill Creek – Erie, PA

Woodside Villas Apartments – Fort Myers, FL

Orduna Court – Coral Gables, FL

Residence at Sierra Vista – Las Vegas, NV

