Meet The Team

All
Leadership
Investments
Asset Management
Development
Operations
Gavin Beekman
Founding Partner and CEO of Pensam Management
Gavin Beekman

Founding Partner and CEO of Pensam Management

Gavin Beekman is a Founding Partner and CEO of Pensam Management. He manages the day-to-day operations of the firm and its treasury functions.

Prior to founding Pensam Capital, Gavin was a partner and played an executive role in the build-out of Cidel Financial Group (CFG). CFG is an international financial services group with assets under management in excess of US$20b.

Gavin is qualified as a chartered accountant and worked for Arthur Anderson in Cape Town, South Africa before moving to New York to work in private equity. He received a Bachelor of Commerce degree and a post graduate degree in Accounting from Rhodes University in South Africa. Gavin proudly serves as a board member of HIP (Health Information Project) and is an active member of the Young President’s Organization (YPO).

gbeekman@pensamcapital.com

Michael Stein
Founding Partner
Michael Stein

Founding Partner

Michael Stein is a Founding Partner of Pensam.

With over 30 years of experience in the commercial real estate investment and structured finance sectors, Michael has been involved in over $10 billion of equity and debt real estate transactions.  Prior to founding Pensam in 2009, Michael was a partner in Miami-based Aztec Group, which invested in commercial, multihousing, and hospitality transactions. He began his real estate career in 1990 with CB Richard Ellis in Miami.

Michael is an active member of leading industry groups and councils such as the Urban Land Institute (ULI), National Multifamily Housing Council (NMHC), CRE Finance Council (CREFC), Mortgage Bankers Association (MBA) and American Seniors Housing Association (ASHA). In addition to his business leadership, Michael is active in local and national community organizations and philanthropic causes. He was past chair of the Greater Miami Jewish Federation Commerce and Professions division, a member of the collector’s council at the Miami Art Museum, a Patron of the Contemporary Art Museum in Miami and a Founder of Mount Sinai Medical Center. Michael is on the Board of Directors of The Great Lakes Group, a Cleveland, Ohio based maritime company.

Michael holds a Bachelor of Science degree in business administration from Skidmore College and is an alum of Harvard Business School.

mstein@pensamcapital.com

Joe Ackerman
Founding Partner
Joe Ackerman

Founding Partner

Joe Ackerman is a Founding Partner of Pensam Capital. He leads Pensam Capital’s risk committee and, backed by his prior experience, assists and participates in capital market activities.

He is an active Board Member at Grupo Javer, the largest housing development company in Mexico. He is also a Director of Nexxus, a Real Estate Development Company of Industrial Parks in Northern Mexico.

Joe was a partner at Cidel Financial Group (CFG), a Canadian-based financial group that owns more than US$20 billion in various global asset management and trust companies. Joe also worked at Merrill Lynch (New York) as a vice president from 1994 until 2000, where he gained broad experience with both private and institutional clients working in credit products.

Joe holds a Bachelor of Science in Finance from Bentley University in Waltham, Massachusetts.

jackerman@pensamcapital.com

Hen Shoval
Principal, Director of Investments
Hen Shoval

Principal, Director of Investments

Hen Shoval serves as Principal and Director of Investments for Pensam. In this role, he leads and oversees the company’s various investment activities, including sourcing, negotiating, underwriting, managing the due diligence process, arranging financing, and closing of transactions. Hen has spearheaded well in excess of $8 billion in acquisitions, dispositions, and structured finance transactions.

Prior to joining Pensam, Hen worked for various real estate investment firms and was involved in the acquisition of well over 10,000 apartment units across the United States.

Hen holds an MBA from ESADE Business School, and a BA in Economics from Florida International University.

hshoval@pensamcapital.com

Dominic Rechichi
Principal
Dominic Rechichi

Principal

Dominic Rechichi is a principal of Pensam.  Dominic leads Pensam’s design and project management teams in ensuring projects are designed and managed effectively to limit risk, maintain efficient schedules, and deliver quality product. Dominic and the Pensam development team concentrate their efforts on ensuring project success by focusing on efficient design, meticulous project management, and effective communication.

Prior to this, Dominic served as Director of Asset Management for Pensam.

In his role as Director of Asset Management, Dominic was responsible for the overall stewardship and performance of the firm’s property portfolio spanning over 10,000 multifamily units throughout the country.  Previous to his tenure at Pensam, Dominic worked in multiple roles within the commercial real estate industry primarily focusing within the multifamily business. His experience includes acquiring, developing, rehabilitating, and building multifamily communities. Dominic started his real estate career working for SunTrust Bank in South Florida as a commercial real estate lender and portfolio manager.

Dominic is an active member of the Urban Land Institute (ULI), National Multi Housing Council (NMHC), and NYU Real Estate Institute.  He holds a Bachelor of Science degree in Finance and International Business from Florida State University and earned a graduate degree from New York University with an emphasis in real estate development and investments.

drechichi@pensamcapital.com

Ray Cleeman
Principal, Head of Capital Markets & Lending
Ray Cleeman

Principal, Head of Capital Markets & Lending

Ray Cleeman is Principal and Head of Capital Markets and Lending at Pensam. Ray is responsible for sourcing, structuring, negotiating and executing on whole-loans, mezzanine loans and preferred equity investments. Additionally, Ray is responsible for building relationships with senior lenders who seek Pensam’s higher leverage mezzanine and preferred equity solutions to go behind their loans including structuring and negotiating inter-creditor agreements.

Ray spent the formative years of his career on Wall Street having worked as an investment banker at Credit Suisse, Donaldson, Lufkin & Jenerette, and Raymond James. He has been involved in the issuance of over $6 billion of high yield securities, the issuance of over $3 billion of private and public equities, arranged bridge commitments and senior loan facilities, advised on over $7 billion of global M&A transactions and advised on several merchant banking transactions. Previously, Ray was also SVP Finance & Treasurer of a publicly traded company.

rcleeman@pensamcapital.com

Joseph Brennan
Director of Capital Markets
Joseph Brennan

Director of Capital Markets

Joseph Brennan serves as Director of Capital Markets for Pensam. He has been involved with Pensam since its founding, and is an experienced professional with a broad background in domestic and international sales and marketing of financial services and products involving capital markets, private banking, investment banking and international trade finance.

Prior to his role at Pensam, Joe was President of Brennan Caballero, Inc., a private family company where he was active in analyzing and monitoring investments, in addition to assisting and advising on marketing and sales efforts in the US, Latin America and Europe.  Previously, Mr. Brennan was Senior Vice President of Wealth Management at HSBC Bank in Miami, FL, a group established to pursue large, complex, sophisticated opportunities by coordinating bank resources required to provide value-added products and solutions to clients and their companies.

Joe also worked as Vice President in the Private Wealth Management Group at Morgan Stanley, as Director of the Private Banking Group of UBS AG, as Vice President in Private Banking with Bankers Trust Private Advisory Services and at Citicorp Private Bank Capital Markets Unit where he was the Vice President/Manager of the Derivative Products Marketing Unit and in Citicorp’s Investment Banking Group in New York and Puerto Rico.

Joe received a Bachelor of Arts degree from Dartmouth College and is fluent in English and Spanish.

jbrennan@pensamcapital.com

Noah Miller
Principal and Executive Vice President
Noah Miller

Principal and Executive Vice President

Nisha Bhatia
Senior General Counsel
Nisha Bhatia

Senior General Counsel

Nisha is a Principal and Senior General Counsel at Pensam. After joining Pensam as a legal intern in 2009, Nisha became General Counsel in 2010, and Senior General Counsel in 2021. As Senior General Counsel, Nisha oversees Pensam’s legal department, and counsels Pensam’s department heads on strategic and tactical planning for all aspects of internal, corporate, investment and transactional matters. Nisha manages regulatory and compliance, conducts transactional legal due diligence, negotiates corporate agreements and legal transactions, structures investments, and supports project management initiatives. During her tenure at Pensam, Nisha has closed $8 billion of real estate transactions, including acquisitions, dispositions, refinances, and structure financing.

Nisha received a B.A. from Rutgers University, and earned a J.D. from the University of Miami School of Law. Nisha is a member of the Florida Bar.

nisha@pensamcapital.com

Edilsa Ruiz
General Counsel
Edilsa Ruiz

General Counsel

Edilsa Ruiz serves as General Counsel of Pensam, overseeing the company’s legal and corporate governance functions.  She is also active in all aspects of transactional matters pertaining to acquisitions, dispositions and other investments by Pensam and provides counsel on the overall management of all legal activities for the company.

Edilsa joined Pensam in June 2021 after a successful career at Avila, Rodriguez, Hernandez, Mena & Garro, LLP, a well-known multiple practice law firm in Miami, Florida, where she served as a Partner of the firm’s corporate and financial services practice.  Prior to that, Edilsa began her legal career as an associate attorney in the corporate practice group at Greenberg Traurig, LLP, a prestigious and well-recognized international law firm.

Edilsa has counseled companies of all sizes on a wide variety of corporate governance matters as well as transactional matters in the areas of joint ventures, preferred equity investments (with a focus on real estate investments), domestic and cross-border mergers and acquisitions, corporate financings, and general contractual matters.

Edilsa received her law degree from the Northwestern Pritzker School of Law and her bachelor of business administration from Florida International University.

Edilsa is a member of the Florida Bar.

eruiz@pensamcapital.com

Alejandro Muelle
Vice President of Operations
Alejandro Muelle

Vice President of Operations

Alejandro Muelle serves as Vice President of Operations.

As the firm’s Vice President of Operations, Alejandro’s responsibilities include planning, directing, coordinating and oversight of operational activities within the organization ensuring the development and implementation of efficient operations and cost-effective systems to meet Pensam’s current and future needs. Additionally, Alejandro is the Director of Human Resources and is responsible for talent recruitment, management and retention.

Prior to joining the firm, Alejandro was the Vice President of Operations for a statewide real estate developer and subsequently a senior accountant for a local CPA firm specializing in foreign and domestic real estate investments. Alejandro earned two Bachelor's degrees (1997), a Juris Doctor (2000) from the University of Florida, and a Master of Accounting degree (2014) from Florida International University.  Alejandro is a member of the Florida Bar and is a Certified Public Accountant (CPA).

amuelle@pensamcapital.com

David Perez
Investor Relations Manager
David Perez

Investor Relations Manager

David Perez leads the Investor Relations Department at Pensam.  David informs and supports current and potential investors through direct communications, investment-related reporting, compliance administration, marketing material administration and public messaging.

David brings over 7 years of experience serving high net worth investors and family offices at firms such as Morgan Stanley and Merrill Lynch. Prior to joining Pensam Capital, David served as the Managing Director of a global manufacturer. During his 6-year tenure, David spearheaded the company’s entrance into the US market proactively generating and evaluating strategic growth options and business opportunities.

David holds a Master of Liberal Arts from Harvard University and a BA in Finance from the University of Miami.

dperez@pensamcapital.com

 

Galina Churchill
Vice President of Investments
Galina Churchill

Vice President of Investments

Galina serves as a Vice President of Investments for Pensam, where she is responsible for overseeing the underwriting and due diligence of equity, preferred equity, and funding investment opportunities.

Prior to joining Pensam, Galina was employed at Lloyd Jones Capital as a Senior Acquisition Analyst responsible for identifying and underwriting multifamily investments as well as performing due diligence. In addition, Galina worked at Marcus and Millichap as an Analyst and Transaction Manager.

Galina earned her Bachelor of Business Administration in Management from Novosibirsk State Technical University in Russia. Following that, she earned her Bachelor of Business in Finance (Magna Cum Laude) and her Master of Business Administration from Florida International University. Galina also holds a Florida real estate license.

gchurchill@pensamcapital.com

Alexander Keenan
Investments Associate
Alexander Keenan

Investments Associate

Alexander Keenan serves as an Investments Associate for Pensam. His responsibilities include identifying potential investments, underwriting equity and preferred equity deals, and assisting in the due diligence process.

Prior to Alexander’s career at Pensam, Alexander was engaged in the insurance industry, working at Allianz Life Insurance in their actuarial product development team. Alexander obtained a Bachelor’s of Science in Economics at the University of Pennsylvania, with concentrations in Statistics and Actuarial Science.

akeenan@pensamcapital.com

Victor de Zárraga
Vice President of Portfolio Management
Victor de Zárraga

Vice President of Portfolio Management

Victor de Zárraga serves as Vice President of Portfolio Management for Pensam.  His responsibilities include identifying areas for financial growth within properties, monitoring leasing and operating activity, reviewing property-level financial statements, providing property rehabilitation administrative support, and leading the investor reporting process.  Victor works in constant collaboration with Pensam’s strategic partners to effectively manage the multihousing portfolio.  Victor oversees Pensam’s assets in Florida and the Midwest.  Prior to his placement on the Asset Management team, he worked as an Analyst within Pensam’s Acquisitions group.

Prior to joining Pensam, Victor worked as a Real Estate Analyst intern at Holliday Fenoglio Fowler, LP, focusing on multihousing investments sales with additional experience in retail, industrial, and office products.  Victor graduated from Babson College, where he earned a Bachelor of Science in Business Administration with concentrations in Finance and Global Business Management.

VdeZarraga@pensamcapital.com

Joseph Menendez
Equity Portfolio Finance Manager
Joseph Menendez

Equity Portfolio Finance Manager

Joseph Menendez serves as an Equity Portfolio Finance Manager for Pensam. His responsibilities include preparing financial reports on property and portfolio performance, identifying areas for financial growth within properties, monitoring leasing and operating activity, reviewing property-level financial statements, providing property rehabilitation administrative support, and aiding in the investor reporting and distribution process for Pensam’s equity investments. Joseph also assists with the management and reporting of Pensam’s preferred equity and debt portfolio.

Prior to joining Pensam, Joseph worked at CFH Group, a development and property management company located in Coral Gables, where he assisted in the valuation and due diligence of multifamily properties for potential acquisition. Joseph graduated from Babson College, where he earned a Bachelor of Science in Business Administration with a concentration in Finance.

jmenendez@pensamcapital.com

Benjamin Frisbee
Investor Relations Analyst
Benjamin Frisbee

Investor Relations Analyst

Benjamin Frisbee serves as an Investor Relations Analyst for Pensam. His responsibilities include communicating the financial and operational performance of assets in the Company’s portfolio; assisting the Company’s Asset Management, Acquisitions, Legal and Accounting teams with various ongoing tasks and transactions; managing client relations; and aiding in the investor reporting and distribution process for Pensam’s equity investments. Benjamin also assists with the management and reporting of Pensam’s preferred equity and debt portfolio.

Prior to joining Pensam, Benjamin worked as an Investment Banking Analyst at Kuvera Capital, an investment bank based in Bangkok, Thailand, focusing on commercial real estate, blockchain technology, and renewable energy.

Benjamin graduated from Florida International University, where he earned a Bachelor of Arts in Economics.

bfrisbee@pensamcapital.com

Gabriel Fernandez
Finance Portfolio Manager
Gabriel Fernandez

Finance Portfolio Manager

Gabriel serves as a Finance Portfolio Manager for Pensam’s preferred equity and lending portfolios. In this role, he is responsible for analyzing investment performance, managing loan servicing and asset management processes, preparing debt schedules, producing financial reports, and maintaining accounting records.

Prior to joining Pensam, Gabriel worked at COFE Properties as a Fund Manager, where he prepared distribution waterfalls, reported financial performance, assisted with investor relations, and maintained accounting books.

Gabriel earned a BA in Economics from the University of Florida and a Master of Business Administration with a concentration in Mergers and Acquisitions from the University of Miami.

gfernandez@pensamcapital.com

Kristian Ventura
Asset Management Analyst
Kristian Ventura

Asset Management Analyst

Kristian Ventura serves as an Asset Management Analyst for Pensam. His primary responsibilities include preparing financial reports on property and portfolio performance, identifying areas for financial growth within properties, monitoring leasing and operating activity, and reviewing property-level financial statements. Additional responsibilities include providing property rehabilitation administrative support, and aiding in the investor reporting and distribution process for Pensam’s equity investments.

Prior to joining Pensam, Kristian worked at Private Client Group, a division of Equitable Advisors located in Miami, where he assisted in the management of the group’s investment strategies, retirement planning, and wealth management analysis for clients.

Kristian graduated from the University of Miami, where he earned a Bachelor of Business Administration in Finance and Marketing.

Kventura@pensamcapital.com

Katie Vanderveen
Vice President of Asset Management
Katie Vanderveen

Vice President of Asset Management

Katie Vanderveen serves as Vice President of Asset Management for Pensam. Her responsibilities include identifying areas for financial growth within properties, monitoring leasing and operating activity, reviewing property-level financial statements, providing property rehabilitation administrative support, and aiding in the investor reporting process. Katie works in constant collaboration with Pensam’s property management teams to effectively manage the multihousing portfolio. Katie’s primary focus is on Pensam’s assets in the Midwest and Colorado.

Prior to joining Pensam, Katie worked as VP of Asset Management for Capital Real Estate overseeing a 3500-unit multifamily portfolio in three states. Preceding that she held multiple roles at Laramar, including Regional Property Manager overseeing 2,900 units, Property Accountant, Trainer, and Business Applications Support. Her extensive background in property management includes onsite management, multi-site management, value-add renovations, new construction lease-up, condo conversion, acquisitions & due diligence, client relations, and property accounting.

Katie holds a Bachelor of Business Administration in Finance from Grand Valley State University.

kvanderveen@pensamcapital.com

Mary Hazuka
Asset Manager
Mary Hazuka

Asset Manager

Mary Hazuka serves as an Asset Manager for Pensam. Her primary responsibilities are supporting the operations and performance for Pensam’s portfolio, working to maintain and improve strategic plans to ensure maximization of performance. Additional responsibilities include monitoring leasing and operating activity, analyzing and reviewing property-level financial reports, conducting property site inspections, evaluating local market trends, providing property rehabilitation administrative support, and aiding in the investor reporting process.

Prior to joining Pensam, Mary worked in the multifamily property management industry with Greystar in both the Seattle and Denver markets. Mary’s background in multifamily property management includes new construction lease ups, value-add renovations, tax credit communities, urban high-rise with retail, mid-rise and garden style communities.

Mary holds a Bachelor’s degree in Applied Communications from Gonzaga University.

mhazuka@pensamcapital.com

Monica Slusser
Asset Manager
Monica Slusser

Asset Manager

Monica serves as an Asset Manager for Pensam. In her role as Asset Manager, her primary focus includes overseeing property operations,  identifying areas of financial growth and maximizing performance. Additional responsibilities include analyzing property-level financials, evaluating local markets and trends, overseeing extensive capital projects, conducting property evaluations and aiding in administrative support.

Prior to becoming an Asset Manager with Pensam, Monica worked in multi-family management. She has extensive experience managing for REITs, third-party and owner managed properties in both the Seattle and Denver markets. Her background includes property acquisitions & due diligence,  lease ups, value-add renovations, senior living, mid-rise and garden style communities.

Mslusser@pensamcapital.com

Dirk Beck
Director of Development and Construction
Dirk Beck

Director of Development and Construction

Dirk serves as the Director of Development and Construction. In that role, he is responsible for overseeing the day-to-day operations of the construction and development activities for commercial and multifamily housing projects for Pensam. His responsibilities include: budgeting, scheduling, construction & design coordination, permitting, and entitlement. Having a diverse background in various construction types and products, along with experience in estimating, purchasing, and field operations; Dirk provides the resources required to deliver successful projects from concept to completion.

Before joining Pensam, Dirk served as the Vice President of Construction, in a similar capacity, for a regional commercial and residential developer with a portfolio of over 5 million square feet of real estate, and approaching $1 billion in total volume. Prior to his multifamily tenure, he operated a Florida-based construction firm that specialized in commercial tenant improvements for several national branded clients. He started his career with a national home builder in the estimating and purchasing department. After several years in the office he transitioned to field operations, then project management, and eventually becoming responsible for over $85 million worth of residential construction annually.

A graduate of Purdue University, Dirk holds both his Bachelor’s and Master’s degrees in Construction Management. He has held his Certified General Contractor license for the State of Florida for the past 11 years and is actively involved in the NAHB, Florida Home Builders Association, and maintains involvement with his alma mater in furthering the development of curriculum for professional constructors.

dbeck@pensamcapital.com

Leon Kah
Investments Analyst
Leon Kah

Investments Analyst

Leon serves as an Investments Analyst for Pensam. In this role, his responsibilities include identifying potential investments, underwriting equity and preferred equity deals, as well as assisting in the due diligence process.

Prior to joining Pensam, Leon was part of Student Projects at Amazon and Apple. He then joined the CF&O Series at Goldman Sachs, where he performed financial analysis and market research across M&A Transactions and Capital Markets.

Leon earned a Bachelor’s of Science in Finance (Summa Cum Laude) from Purdue University, as well as a Master’s in Finance & Technology (Summa Cum Laude) from the University of Miami.

lkah@pensamcapital.com

Andrew Ward
Investment Analyst
Andrew Ward

Investment Analyst

Andrew serves as an Investment Analyst for Pensam. In this role, he is responsible for identifying potential investments, underwriting equity/preferred equity and funding opportunities, as well as assisting in the due diligence process.

 Prior to joining Pensam, Andrew worked at Crisil as a Senior Analyst where he worked with a private equity client, performing market analysis and due diligence for investments in the technology sector. Earlier in his career, Andrew was a Senior Analyst at Walker & Dunlop, where he focused on underwriting and due diligence for HUD multifamily loans.

 Andrew earned Bachelor’s degrees in Business Administration and Economics from Washington College.

award@pensamcapital.com

Lena Martinez, CPA
Financial Controller
Lena Martinez, CPA

Financial Controller

Lena Martinez, CPA serves as Financial Controller for Pensam.

In her role as Pensam’s Financial Controller, Lena’s responsibilities include creating and maintaining a standard chart of accounts for Pensam, documenting all transactional data, preparing financial statements, and managing the firm’s accounts receivable and accounts payable.  Prior to joining Pensam, Lena worked as an accountant for a statewide real estate developer and subsequently as a senior accountant at an international wholesale company.

Lena earned Bachelors and Masters of Accounting from Florida International University.

LMartinez@pensamcapital.com

Yusleidy Arrojo, CMA, CPA
Assistant Controller
Yusleidy Arrojo, CMA, CPA

Assistant Controller

Yusleidy Arrojo is a Certified Management Accountant (CMA) and a Certified Public Accountant (CPA). Yusleidy serves as Assistant Controller for Pensam.

Her responsibilities include: creating and maintaining a standard chart of accounts for Pensam, preparing financial statements, and overseeing the firm’s accounts payable and receivable. Prior to joining Pensam, Yusleidy worked as an accountant for an international wholesale company, where she oversaw all internal and external operations for the company.  She has over 10 years of experience in the accounting field.

Yusleidy holds a Bachelor of Science degree in Accounting and Finance from University of Matanzas, Cuba and a Masters of Accounting degree from Nova Southeastern University.

YArrojo@pensamcapital.com

Viviana Angulo
Office Manager & HR Coordinator
Viviana Angulo

Office Manager & HR Coordinator

Viviana Angulo serves as Office Manager & HR Coordinator for Pensam.

Her responsibilities include day-to-day operations of the Pensam office as well as administrative assistance. She provides technical and logistical support for special projects, meetings, conferences, and events. Additionally, she completes administrative duties for the human resources department including recruitment, maintaining employee records, and provides administrative support to all employees.

Viviana graduated with a Bachelor’s degree in International Relations from Lynn University. Prior to joining Pensam, she worked in the Hospitality industry as an Event Manager. Viviana’s past roles include organizing facilities and managing all event details such as décor, catering, entertainment, transportation, location, guest lists and equipment.

Jacobo Fernandez
Staff Accountant
Jacobo Fernandez

Staff Accountant

Jacobo Fernandez serves as the Staff Accountant for Pensam.  His responsibilities include: creating and maintaining a standard chart of accounts for Pensam, preparing financial statements, and overseeing the firm’s accounts payable and receivable.  Prior to joining Pensam, Jacobo worked as a Staff Accountant for Printing Press, where he oversaw all internal operations for the company.  He has also worked with many corporations on a contract basis, providing operating and accounting services.

Jacobo completed his Associates Degree in Accounting in 2014 from Miami Dade College, and is currently pursuing a Bachelor’s Degree from Florida International University.  He is also working towards completing an MBA in Business and Accounting.

jfernandez@pensamcapital.com

Ivonne Matus
Paralegal
Ivonne Matus

Paralegal

Ivonne serves as Paralegal for Pensam Residential, working directly with the General Counsel.

Ivonne’s responsibilities include title and survey management for real estate investments, entity management and legal items relating to investor relations and compliance.

Prior to joining Pensam Residential in 2018, Ivonne worked at a reputable Miami law firm for ten years.  Her law firm experience included coordinating residential and commercial real estate closings and assisting with a high volume of complex international corporate matters and transactions, including offshore trust and entity management and mergers and acquisitions. Having handled hundreds of closings in her over two-decade career, she conducts extensive due diligence, title examinations and survey reviews.

Ivonne is fluent in Spanish.

IMatus@pensamcapital.com

 

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