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Gabriel Fernandez

Gabriel serves as Manager of the Finance Portfolio Manager at Pensam. In this role, he is responsible for analyzing investment performance, managing loan servicing and asset management processes, preparing debt schedules, producing financial reports, and maintaining accounting records.

Prior to joining Pensam, Gabriel worked at COFE Properties as a Fund Manager, where he prepared distribution waterfalls, reported financial performance, assisted with investor relations, and maintained accounting books.

Gabriel earned a BA in Economics from the University of Florida and a Master of Business Administration with a concentration in Mergers and Acquisitions from the University of Miami.

gfernandez@pensamcapital.com

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Benjamin Frisbee

Benjamin serves as an Associate on the Investor Relations team at Pensam. His responsibilities include communicating the financial and operational performance of assets in the Company’s portfolio; assisting the Company’s Asset Management, Acquisitions, Legal and Accounting teams with various ongoing tasks and transactions; managing client relations; and aiding in the investor reporting and distribution process for Pensam’s equity investments. Benjamin also assists with the management and reporting of Pensam’s preferred equity and debt portfolio.

Prior to joining Pensam, Benjamin worked as an Investment Banking Analyst at Kuvera Capital, an investment bank based in Bangkok, Thailand, focusing on commercial real estate, blockchain technology, and renewable energy.

Benjamin graduated from Florida International University, where he earned a Bachelor of Arts in Economics.

bfrisbee@pensamcapital.com

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Joseph Menendez

Joseph serves as Vice President of Asset Management at Pensam. His responsibilities include overseeing financial reporting on property and portfolio performance, identifying areas for financial growth, managing portfolio cashflow, reviewing property-level financial statements, providing property rehabilitation administrative support, and aiding in the investor reporting and distribution process for Pensam’s equity investments. He also assists with the management and reporting of Pensam’s preferred equity and debt portfolio.

Prior to joining Pensam, Joseph worked at CFH Group, a development and property management company located in Coral Gables, where he assisted in the valuation and due diligence of multifamily properties for potential acquisition.

Joseph graduated from Babson College, where he earned a Bachelor of Science in Business Administration with a concentration in Finance.

jmenendez@pensamcapital.com

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Victor de Zárraga

Victor serves as Vice President of Asset Management for Pensam. His responsibilities include identifying areas for financial growth within properties, monitoring asset performance, evaluating and executing on capital event strategies, and managing the investor distribution process. Victor works in constant collaboration with Pensam’s strategic partners to effectively manage the multihousing portfolio. Prior to his placement on the Asset Management team, he worked as an Analyst within Pensam’s Acquisitions group.

Prior to joining Pensam, Victor worked as a Real Estate Analyst intern at Holliday Fenoglio Fowler, LP, focusing on multihousing investments sales with additional experience in retail, industrial, and office products.

 

Victor graduated from Babson College, where he earned a Bachelor of Science in Business Administration with concentrations in Finance and Global Business Management.

vdezarraga@pensamcapital.com

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Alexander Keenan

Alexander serves as a Senior Associate within Pensam’s Investments team. In this role, he is responsible for sourcing and underwriting potential investment opportunities, performing detailed market and financial analyses, and leading due diligence efforts for new transactions. His contributions are instrumental in identifying value-add strategies and ensuring the alignment of investment objectives with Pensam’s strategic goals.

Prior to joining Pensam, Alexander was engaged in the insurance industry, working at Allianz Life Insurance on their actuarial product development team.

Alexander earned a Bachelor of Science in Economics from the University of Pennsylvania, with concentrations in Statistics and Actuarial Science.

akeenan@pensamcapital.com

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Galina Churchill

Galina serves as a Vice President of Investments for Pensam, where she is responsible for overseeing the underwriting and due diligence of equity, preferred equity, and funding investment opportunities.

Prior to joining Pensam, Galina was employed at Lloyd Jones Capital as a Senior Acquisition Analyst responsible for identifying and underwriting multifamily investments as well as performing due diligence. In addition, Galina worked at Marcus and Millichap as an Analyst and Transaction Manager.

Galina earned her Bachelor of Business Administration in Management from Novosibirsk State Technical University in Russia. Following that, she earned her Bachelor of Business in Finance (Magna Cum Laude) and her Master of Business Administration from Florida International University. In addition, she achieved a Diploma in Small and Medium Real Estate Development from New York University School of Professional Studies. Galina also holds a Florida real estate license.

gchurchill@pensamcapital.com

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Edilsa Ruiz

Edilsa serves as General Counsel of Pensam, overseeing the company’s legal and corporate governance functions.  She is also active in all aspects of transactional matters pertaining to acquisitions, dispositions and other investments by Pensam and provides counsel on the overall management of all legal activities for the company.

Edilsa joined Pensam in June 2021 after a successful career at Avila, Rodriguez, Hernandez, Mena & Garro, LLP, a well-known multiple practice law firm in Miami, Florida, where she served as a Partner of the firm’s corporate and financial services practice.  Prior to that, Edilsa began her legal career as an associate attorney in the corporate practice group at Greenberg Traurig, LLP, a prestigious and well-recognized international law firm.

Edilsa has counseled companies of all sizes on a wide variety of corporate governance matters as well as transactional matters in the areas of joint ventures, preferred equity investments (with a focus on real estate investments), domestic and cross-border mergers and acquisitions, corporate financings, and general contractual matters.

Edilsa received her law degree from the Northwestern Pritzker School of Law and her bachelor of business administration from Florida International University.

Edilsa is a member of the Florida Bar.

eruiz@pensamcapital.com

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Alejandro Muelle

Alejandro serves as the Director of the Finance Portfolio at Pensam. In this role, he is responsible for overseeing financial strategy and managing Pensam’s structured finance portfolio. Alejandro’s responsibilities encompass aligning the portfolio’s financial performance with company objectives, enhancing portfolio efficiency, and steering portfolio management strategies to achieve sustainable, long-term growth. He plays a pivotal role in streamlining financial processes and working closely with senior leadership to drive strategic initiatives.

Since joining Pensam in 2014, Alejandro has been instrumental in building out the Accounting, Human Resources and Development departments while serving as Vice President of Operations. Prior to joining Pensam, he was Vice President of Operations for a statewide real estate developer and a senior accountant at a CPA firm specializing in real estate investments.

Alejandro earned two Bachelor’s degrees (1997) and a Juris Doctor (2000) from the University of Florida, as well as a Master of Accounting degree (2014) from Florida International University. He is a member of the Florida Bar and a Certified Public Accountant (CPA).

amuelle@pensamcapital.com

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Nisha Bhatia

Nisha is Chief Legal Officer at Pensam.

Nisha joined Pensam in 2009 and has progressed through increasingly senior leadership roles, serving as General Counsel in 2010 and Senior General Counsel in 2021 before being named Chief Legal Officer in 2025. In her current role as Chief Legal Officer, she oversees Pensam’s legal department and advises senior leadership on corporate governance, investment structuring, regulatory compliance, and complex transactional matters. As a member of Pensam’s Executive Committee, she plays a key leadership role in guiding the firm’s strategic direction and ensuring legal alignment across all business functions while fostering a culture of partnership across departments.

Over the course of her tenure, Nisha has closed more than $8 billion in real estate transactions, including acquisitions, dispositions, refinancings, and structured financing. Her work on Pensam’s portfolio spans the full lifecycle of real estate investments, encompassing strategic planning, legal structuring, due diligence, and transaction execution, as well as ongoing asset management, risk mitigation, investor relations support, and cross-functional collaboration.

Nisha holds a B.A. from Rutgers University and earned her J.D. from the University of Miami School of Law. She is a member of the Florida Bar.

Nisha was recently elected to the Board of Jobs for Delaware Graduates (JDG) and admitted as a member of Chief, a leading organization advancing women in executive leadership.

nbhatia@pensamcapital.com

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Marco Ferri

Marco serves as Chief Operating Officer for Pensam and plays a crucial role in ensuring the smooth operation of all aspects of the business and execution of business objectives. His responsibilities include overseeing the implementation of the business plan for each core department of the company, identifying areas to optimize operational efficiencies, and managing capital investment as well as expenses to ensure profitability targets are achieved.

Prior to joining Pensam, Marco was Chief Corporate Development Officer at MarketWise where he led all external growth initiatives, including the acquisition and integration of multiple subsidiaries and franchises, and the launch of several joint ventures. Marco was a key member of the management team that led MarketWise to a publicly-traded listing on NASDAQ.  Prior to MarketWise, Marco was a corporate lawyer for 20 years, specializing in both domestic and international mergers and acquisitions as well as debt and equity financing.

Marco earned a Bachelor’s of Business Administration with a concentration on marketing from the University of Notre Dame, and a Juris Doctor with honors, from the University of Florida Levin College of Law.

mferri@pensamcapital.com