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Jacobo Fernandez

Jacobo serves as the Staff Accountant for Pensam’s Development and Construction team. His responsibilities include creating and maintaining a standardized chart of accounts for the Development division, preparing financial statements, managing accounts payable and receivable, and overseeing project budgets across portfolios and development projects. He is also responsible for identifying potential budgetary risks, ensuring projects remain within budget, and supporting efficient, cost-effective execution. Additionally, Jacobo oversees the account opening process while ensuring all accounts are properly set up and records accurate and up to date.

Prior to joining Pensam, Jacobo worked as a Staff Accountant for Printing Press, where he oversaw all internal operations for the company. He has also worked with many corporations on a contract basis, providing operating and accounting services.

Jacobo completed his Associates Degree in Accounting in 2014 from Miami Dade College, and is currently pursuing a Bachelor’s Degree from Florida International University. He is also working towards completing a MBA in Business and Accounting.

jfernandez@pensamcapital.com

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Ivonne Matus

Ivonne serves as Paralegal for Pensam, working directly with the Chief Legal Officer, Nisha Bhatia, and General Counsel, Edilsa Ruiz.

She plays a key role in supporting Pensam’s transactions from start to finish. Her responsibilities include preparing and organizing documents, coordinating closing logistics and supporting the firm’s due diligence process. Having handled hundreds of closings in her over two-decade career, Ivonne combines her deep knowledge of title matters and tittle insurance, as well as her practical approach to resolving issues, to support Pensam’s title and survey-related due diligence and helping to ensure a smooth and efficient closing process.

Beyond managing transaction documents and coordinating closings, Ivonne assists with maintaining corporate and compliance records, monitoring deadlines, coordinating filings such as annual reports and liaising with stakeholders in connection with documentary and other administrative requirements.

Prior to joining Pensam in 2018, Ivonne worked at a reputable Miami law firm for ten years. Her law firm experience included coordinating residential and commercial real estate closings and assisting with a high volume of complex international corporate transactions and matters, including cross border mergers and acquisitions and offshore trust and foreign entity management.

Ivonne is fluent in English and Spanish.

imatus@pensamcapital.com

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Viviana Angulo

Viviana serves as Office Manager & HR Coordinator for Pensam.

Her responsibilities include day-to-day operations of the Pensam office as well as administrative assistance. She provides technical and logistical support for special projects, meetings, conferences, and events. Additionally, she completes administrative duties for the human resources department including recruitment, maintaining employee records, and provides administrative support to all employees.

Viviana graduated with a Bachelor’s degree in International Relations from Lynn University. Prior to joining Pensam, she worked in the Hospitality industry as an Event Manager. Viviana’s past roles include organizing facilities and managing all event details such as décor, catering, entertainment, transportation, location, guest lists and equipment

vangulo@pensamcapital.com

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Daniel Dallal

Daniel serves as an Analyst on the Investments team at Pensam. In this role, his responsibilities include identifying potential investments, underwriting equity and preferred equity deals, as well as assisting in the due diligence process.

Prior to joining Pensam, Daniel was a Senior Mortgage Loan Originator at MBANC, specializing in retail non-QM originations. He later joined Concise Capital Management as a Credit Analyst, focusing on public corporate credit investments and workout strategies across distressed securities.

Daniel earned a Bachelor of Business Administration (summa cum laude) with concentrations in Finance, Real Estate, and Business Law from the University of Miami Herbert Business School.

ddallal@pensamcapital.com

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Leon Kah

Leon serves as an Analyst on the Investments team at Pensam. In this role, his responsibilities include identifying potential investments, underwriting equity and preferred equity deals, as well as assisting in the due diligence process.

Prior to joining Pensam, Leon was part of Student Projects at Amazon and Apple. He then joined the CF&O Series at Goldman Sachs, where he performed financial analysis and market research across M&A Transactions and Capital Markets.

Leon earned a Bachelor’s of Science in Finance (Summa Cum Laude) from Purdue University, as well as a Master’s in Finance & Technology (Summa Cum Laude) from the University of Miami.

lkah@pensamcapital.com

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Lena Martinez, CPA

Lena, CPA serves as the Financial Controller for Pensam.

In this role, she leads the preparation of corporate financial statements, cash flow reports, budgets, and oversees treasury management functions for the firm. Lena also manages and coordinates the audit and tax processes for all Pensam-managed properties, ensuring compliance and operational efficiency across the portfolio.

Prior to joining Pensam, Lena gained extensive experience as an accountant for a statewide real estate developer and subsequently as a senior accountant at an international wholesale company.

She holds both a Bachelors and Masters degree in Accounting from Florida International University and is a licensed CPA in the state of Florida.

lmartinez@pensamcapital.com

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Monica Slusser

Monica serves as Portfolio Manager of Asset Management for Pensam. In her role, she primarily focusses on overseeing property operations, identifying areas of financial growth and maximizing performance.

Additional responsibilities include analyzing property-level financials, evaluating local markets and trends, overseeing extensive capital projects, conducting property evaluations, and aiding in administrative support.

Prior to becoming an Asset Manager with Pensam, Monica worked in multifamily management. She has extensive experience managing for REITs, third-party and owner managed properties in both the Seattle and Denver markets. Her background includes property acquisitions and due diligence, lease ups, value-add renovations, senior living, mid-rise and garden style communities.

mslusser@pensamcapital.com

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Mary Hazuka

Mary serves as Portfolio Manager of Asset Management for Pensam. Her primary responsibilities are supporting the operations and performance for Pensam’s portfolio, working to maintain and improve strategic plans to ensure maximization of performance.

Additional responsibilities include monitoring leasing and operating activity, analyzing and reviewing property-level financial reports, conducting property site inspections, evaluating local market trends, providing property rehabilitation administrative support, and aiding in the investor reporting process.

Prior to joining Pensam, Mary worked in the multifamily property management industry with Greystar in both the Seattle and Denver markets. Mary’s background in multifamily property management includes new construction lease ups, value-add renovations, tax credit communities, urban high-rise with retail, mid-rise and garden style communities.

Mary holds a Bachelor’s degree in Applied Communications from Gonzaga University.

mhazuka@pensamcapital.com

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Dirk Beck

Dirk serves as the Director of Development and Construction for Pensam. In his role, he is responsible for overseeing the day-to-day operations of the construction and development activities for commercial and multifamily housing projects for the organization.

His responsibilities include: budgeting, scheduling, construction and design coordination, permitting, and entitlement. Having a diverse background in various construction types and products, along with experience in estimating, purchasing, and field operations; Dirk provides the resources required to deliver successful projects from concept to completion.

Before joining Pensam, Dirk served as the Vice President of Construction, in a similar capacity, for a regional commercial and residential developer with a portfolio of over 5 million square feet of real estate, and approaching $1 billion in total volume. Prior to his multifamily tenure, he operated a Florida-based construction firm that specialized in commercial tenant improvements for several national branded clients.

He started his career with a national home builder in the estimating and purchasing department. After several years in the office he transitioned to field operations, then project management, eventually becoming responsible for over $85 million worth of residential construction annually.

A graduate of Purdue University, Dirk holds both his Bachelor’s and Master’s degrees in Construction Management and a professional graduate certificate in Real Estate Investment from Harvard. He has held his Certified General Contractor license for the State of Florida for the past 11 years and is actively involved in the NAHB, Florida Home Builders Association. He also maintains his involvement with his alma mater in furthering the development of curriculum for professional constructors.

dbeck@pensamcapital.com

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Kristian Ventura

Kristian serves as an Analyst on the Asset Management team at Pensam. His primary responsibilities include preparing financial reports on property and portfolio performance, identifying areas for financial growth within properties, monitoring leasing and operating activity, and reviewing property-level financial statements.

Additional responsibilities include providing property rehabilitation administrative support, and aiding in the investor reporting and distribution process for Pensam’s equity investments.

Prior to joining Pensam, Kristian worked at Private Client Group, a division of Equitable Advisors located in Miami, where he assisted in the management of the group’s investment strategies, retirement planning, and wealth management analysis for clients.

Kristian graduated from the University of Miami, where he earned a Bachelor of Business Administration in Finance and Marketing.

kventura@pensamcapital.com